Make your Cash Work Harder for You

Feeling frustrated with your banks with their interest rate returns on your cash? Looking for an alternative to low rate bank term deposits and savings accounts?

You are not the only one.

Hard-working Australians are looking for alternative ways to invest their cash with higher returns.

From February 1st to the 28th March, 2021, clients of Fusion Solutions can access an exclusive one, two, three and five-year Guaranteed Annuity (fixed-term rate) on your cash investment.

Below are the rates currently on offer:

Guaranteed Annuity FAQ

  1. Is the rate fixed for the investment term?

    Yes. The rate is set at the start of your term. Payments will not change unless you choose to have them increased annually in line with increases in the CPI

  2. Is the term fixed?

    Yes. This investment is designed to be held for a term you agree at the start of your investment.

  3. Is there potential to lock in a higher interest rate for a longer fixed term?


  4. Are payments guaranteed?

    Yes. Your payments are guaranteed.

  5. Is the repayment of the money invested guaranteed?

    Yes. When held for the term, your total investment amount is guaranteed and will be repaid at the end of the term or throughout the term as regular payments, if that’s what you choose.

  6. Will my payments change if the share market goes down?

    No. Your payments are fixed for the term and are guaranteed, regardless of how share markets perform.

  7. Can I choose how often to receive my payments?

    Yes. You can receive your payments monthly, quarterly, half-yearly or yearly. One year terms have a minimum payment frequency of half-yearly.

  8. Can I increase the amount of my regular payments?

    Yes. At the start of your investment, you can choose how the amount invested is repaid to you. You can have it repaid at the end of the term or have it fully or partly repaid to you as part of your regular payments. Once your Annuity starts you cannot change your choice.

If you would like to discuss your options with a Guaranteed Annuity (fixed term), please get in touch with our team and we can discuss your options.